Terms of Service

Last updated: [DATE]

These Terms of Service ("Terms") govern your use of BTUops.com (the "Site"), operated by Beyond the Uniform Operations ("BTU Ops," "we," "us"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. Eligibility

You must be at least 18 years old to use the Site.

2. Educational and Informational Only

The Site is an educational and informational platform for the veteran and service-member community. Nothing on the Site is an offer to sell, or a solicitation of an offer to buy, any security, investment, or interest in any fund, and nothing on the Site is investment, legal, tax, or financial advice.

3. No Broker-Dealer; No Eligibility Determination

BTU Ops and its principals are not registered broker-dealers, investment advisers, or placement agents. We do not make investment recommendations, manage funds, hold investor capital, or determine investor eligibility or accreditation. Any investment opportunity is offered and managed solely by the independent third parties responsible for it, who handle all offering documents, suitability, verification, and compliance.

4. No Guarantee of Results

All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results, and no return, profit, or outcome is promised or guaranteed.

5. Third-Party Partners and Links

Partners, sponsors, and operators referenced on the Site are independent entities. We do not endorse, guarantee, or assume responsibility for their offerings, services, or performance.

6. Acceptable Use

You agree to use the Site lawfully and not to interfere with its operation, misuse it, or infringe the rights of others.

7. Intellectual Property

The Site and its content are owned by BTU Ops or its licensors and are protected by applicable law. You may not copy, reproduce, or distribute content without our permission.

8. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, to the fullest extent permitted by law.

9. Limitation of Liability

To the maximum extent permitted by law, BTU Ops will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, arising from your use of the Site.

10. Indemnification

You agree to indemnify and hold harmless BTU Ops and its principals from any claims arising out of your use of the Site or your violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. Any dispute will be subject to the jurisdiction of the courts located in California. [Counsel to confirm venue.]

12. Changes to These Terms

We may update these Terms from time to time. Changes are effective when posted on this page with a new "Last updated" date.

13. Contact Us

Questions about these Terms can be sent to [CONTACT EMAIL].